Bridge Loans for Assisted Living & Senior Housing
Interim capital to bridge the gap until your facility is stabilized — then a path to permanent financing.
Request a QuoteWhen a bridge loan makes sense
Permanent lenders want a facility that is already performing. A building that is being repositioned, renovated or filled after construction often does not qualify yet. A bridge loan provides immediate liquidity for operations, renovations or stabilization so you do not miss the opportunity while the numbers catch up.
- Buying a facility with low occupancy or that needs new management
- Renovating or repositioning a building before long-term financing
- Carrying a newly built facility through lease-up
- Closing quickly on an acquisition while permanent financing is arranged
The bridge-to-permanent strategy
Our bridge loans are the first step of a plan. Once your facility reaches its target performance metrics, we guide you through qualifying for a long-term SBA or conventional commercial mortgage — see SBA loans for assisted living and assisted living refinancing.
Bridge to permanent, step by step
Facilities we finance
Assisted living and memory care, independent living, CCRC, hospice, medical office and behavioral health facilities — details in memory care and senior housing financing.
Frequently Asked Questions
What is an assisted living bridge loan?
Short-term interim financing that provides liquidity for an acquisition, renovation or lease-up until the facility is stabilized and can qualify for permanent financing.
What happens when the bridge loan ends?
Once the facility reaches its performance targets, we help you transition the debt into a long-term SBA or conventional commercial mortgage.
Can a bridge loan be used for a facility that is not full yet?
Yes. Bridge loans are designed for facilities that are not yet stabilized, including low occupancy or newly built buildings.
How much can I borrow?
Loan amounts range from $500,000 to over $25,000,000, depending on the facility and the plan.
How quickly can I get an answer?
Pre-approval within 24 to 48 hours for qualified borrowers.
Do you finance senior housing other than assisted living?
Yes — independent living, memory care, CCRC, hospice, medical office and behavioral health facilities.
Need capital before your facility is stabilized? Let’s structure the bridge.
Request a QuoteCommercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. All loans are subject to underwriting and approval.