Memory Care & Senior Housing Financing

Loans for memory care, independent living, CCRC, hospice and other healthcare facilities.

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Experts financing healthcare

We cater to healthcare facilities, seniors housing, home care and home healthcare, and behavioral health (SUD, ABA, IDD and mental health). Every facility type has its own operating model, and lenders underwrite each one differently — we know what they look for and how to present your facility.

Facilities we finance

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Memory care

Stand-alone memory care (MC) and assisted living with memory care (AL/MC).

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Independent living

Independent living (IL) communities.

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CCRC

Continuing care retirement communities.

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Hospice

Hospice care (HC) facilities.

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Medical office

Single-tenant (MOB) and multi-tenant (MOBM) medical office buildings.

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Behavioral health

Behavioral health (BH) facilities, including SUD, ABA, IDD and mental health.

Programs for every stage

Loan highlights

  • Loan amounts from $500,000 to $25,000,000+
  • Up to 90% loan-to-value on qualifying projects
  • Fixed and variable interest rate options
  • Terms up to 30 years, with interest-only periods available
  • Quick approvals and dedicated underwriting for healthcare

Frequently Asked Questions

Do you finance memory care facilities?

Yes — stand-alone memory care and assisted living with memory care, for acquisition, construction, bridge and refinance.

What other healthcare facilities do you finance?

Independent living, CCRC, hospice, medical office buildings and behavioral health facilities.

How much can I borrow?

Loan amounts range from $500,000 to over $25,000,000.

Do you work with first-time buyers?

Yes. We fund independent operators, regional chains and first-time buyers entering the long-term care sector.

How fast is a pre-approval?

Within 24 to 48 hours for qualified borrowers.

Financing a memory care or senior housing facility? Tell us about it.

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Related loan programs: assisted living facility loans · assisted living construction loans · bridge loans for assisted living · SBA loans for assisted living · assisted living refinancing

Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. All loans are subject to underwriting and approval.